Whether
as a creditor or a debtor, Bankruptcy is an area of law that affects
almost everyone at some point in their lives. The bankruptcy
laws were established to help individuals, married couples, and business
owners to receive a new start after a financial downfall, while still
giving creditors the opportunity to receive payment on some debts
they may otherwise never be able to collect.
In recent years, federal
bankruptcy courts have noticed a significant increase in the number
of petitions that are filed. This has led to drastic changes
in the bankruptcy laws and to the unavailability of certain types
of bankruptcy protection. Where once they could, many people
are no longer able to navigate the murky waters of the new bankruptcy
laws on their own, and they must seek the assistance of an attorney
who is well-versed in the topic and who has had training in the new
laws.
The Bankruptcy Department at Hanis Irvine Prothero, PLLC,
can provide such representation.
Through years of experience, seminars,
and training,
Brian Hanis,
Jorge Ramos and the firm's support staff have
developed the expertise to evaluate the situation and determine how
we can help. For debtors, we can help in determine if bankruptcy really
is the best option to help the client become debt free and reach his
or her ultimate financial goals. If bankruptcy is the best choice,
we can counsel the client on what types of bankruptcy relief is available.
If bankruptcy is not the best option, we can work with creditors to
settle debts so that both parties can benefit. For either option,
our department can draft any necessary letters, prepare all
required
documentation, and attend any necessary hearings or meetings.
On behalf
of creditors,
Brian,
Jorge and the HIPLaw team work with their debtors
to develop plans that can achieve successful payment of their debts
while still working within their financial means. We can even recover
some debts that were once thought to be uncollectible.
Regardless
of which side you are on, throughout the entire process we work to
educate our clients on ways to successfully avoid future financial
hardships.
